skip to Main Content

Guiding You Home, Your Trusted Mortgage Advisors.

Welcome to NorthStar Mortgage Advisors

At NorthStar, we understand that finding the perfect mortgage can be a daunting task, filled with complexities and uncertainties. That’s where we come in – to guide you through the entire process, step by step, ensuring that your journey towards homeownership is seamless and stress-free. With a team of seasoned experts and a commitment to delivering personalized solutions, we take the time to understand your unique financial goals and tailor mortgage options that suit your needs. Whether you’re a first-time buyer or an experienced homeowner looking to refinance, we’re here to empower you with the knowledge and resources necessary to make informed decisions. Let us be your trusted partner on this exciting path to owning your dream home. Welcome aboard!

Licensed
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Affordability Calculator

information
Monthly Debts

Monthly Debt includes the payments you make each month on auto loans, and credit cards (minimum payment) and student loans. Exclude Rent and Utilities.

information
Monthly Debts

Monthly Debt includes the payments you make each month on auto loans, and credit cards (minimum payment) and student loans. Exclude Rent and Utilities.

information
Monthly Debts

Monthly Debt includes the payments you make each month on auto loans, and credit cards (minimum payment) and student loans. Exclude Rent and Utilities.

information
Monthly Debts

Monthly Debt includes the payments you make each month on auto loans, and credit cards (minimum payment) and student loans. Exclude Rent and Utilities.

information
Monthly Debts

Monthly Debt includes the payments you make each month on auto loans, and credit cards (minimum payment) and student loans. Exclude Rent and Utilities.

What is most important to you?

Current Loan

information
Mortgage Amount

Enter the amount of the actual mortgage after down payment.

information
Interest Rate

Enter the interest rate of the original Mortgage.

information
Loan Term

Enter the number of years of your original Mortgage.

information
Mortgage Start Date

Choose the month and year your original mortgage started.

New Loan

information
Mortgage Amount

Enter your current mortgage balance.

information
Cash Out Amount

Enter the amount of Cash Out you are taking on your new mortgage.

information
Refinancce Costs

Enter the amount of fixed refinance costs (Points/Fees).

information
New Loan Amount

The new loan amount after cash out and refinance costs.

information
Interest Rate

Enter the current Market Rate.

information
Loan Term

Enter the number of years of the Mortgage.

information
Mortgage Start Date

Choose the month and year the new mortgage will start.

information
Include Refinance Costs

Will Refinance costs be included in the new loan?

informationMortgage Information

information
Home Price

Enter the amount of the home's value.

information
Down Payment

Enter the amount or percentage of the down payment.

information
Mortgage Amount

Enter the amount of the actual mortgage after down payment.

information
Interest Rate

Enter the current Market Rate.

information
Loan Term

Choose the number of years of the Mortgage.

information
Mortgage Start Date

Choose the month and year the mortgage will start.

information
PMI Rate

Private Mortgage Insurance (PMI) protects the lender from losing money if you default on the loan. Most mortgages with a down payment of less than 20% require PMI. his is an estimate based on the details above. PMI can vary significantly based on several factors.

Optional Information

information
Home Insurance

Enter the annual amount of insurance.

information
Annual Tax Amount

Enter the annual tax amount.

information
HOA Dues

Enter the annual HOA dues.

informationBuying Assumptions

informationRenting Assumptions